For a property purchase to take place in Malta, several legal documents must be prepared and signed by a warranted architect (Perit). These ensure that the transaction is compliant with Maltese law.

The required documents are described hereunder!

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1. Valuation Report

A Valuation Report is a certified document confirming the property’s current market value. It is typically required for:
• Property purchases
• Bank loan or mortgage applications

The report protects both buyer and lender by verifying that the property’s price reflects its real market worth and complies with local planning standards.

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2. Land Registry Plan

Under the Land Registration Act (Cap. 296), every registered property must have an official Land Registry Plan defining its exact boundaries.
This plan is essential to:
• Confirm ownership and legal site limits
• Prevent future boundary disputes
• Complete registration with the Land Registry

A verified Land Registry plan ensures that what is built on site matches what is legally recorded.

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3. Schedule 8 Form

Mandated by the Civil Code (Cap. 16), the Schedule 8 form provides a detailed description of the property being transferred as set out by the law.

It must accompany the deed of sale, describing the property. Without it, the transfer cannot be registered.

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4. Bank Loan Valuation Form

If the purchase is being financed through a mortgage, the lending bank will request a Bank Loan Valuation Form.
This form confirms that the property’s value and condition comply with approved permits and meet the bank’s lending criteria.

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Summary

Before buying a property in Malta, ensure you have:
• A certified Valuation Report
• An official Land Registry Plan
• A completed Schedule 8 Form
• A Bank Loan Valuation Form (if financing applies)

These documents, all prepared and signed by a warranted architect, are essential for a legal and secure property purchase in Malta.